Don’t let the rolling foothills and bluegrass fool you. While we’re very much rooted in old Kentucky values, we continue to innovate industry “Best Practices” into something we refer to as “Next Practices.” Next Practices mean that we don’t accept the status-quo of increased premiums and watered-down health care. Our commitment is to you, the employers, not the carriers. For this reason, we put all of our resources and expertise into developing robust solutions that bring you the best coverage at costs far below what you’re used to.